As our service is tailored to individual goals and needs, we are able to provide advice to a wide range of clients by applying the financial planning principles relevant to their situation.
Financial Advice becomes more important at certain times in your life.
- If you are 25 to 35 years of age your focus is likely to be family, home purchase, asset protection and savings plans. We can assist with advice on cash flow management, budgeting, superannuation, savings, insurance and loans.
- If you are 35 to 50 years of age your focus is likely to be wealth accumulation, debt reduction and protection of assets. We can assist with advice on shares, specialist investment options, insurance, and estate planning and self-managed super funds.
- If you are 50 to 60 years of age your focus is likely on planning for retirement and being sensitive to market performance. We can assist with advice on self-managed super funds, shares, capital guarantee portfolios and estate planning.
- If you are 60 and over your focus is likely to be retirement income, cash flow management and aged care. We can assist with advice on income streams, investment options, and access to aged care facilities.
Please do not hesitate to contact us so that we are able to discuss your particular financial planning and wealth creation requirements with our Financial Adviser Michael Cosgrove Authorised Representative No: 301205, a specialist in this field.